Last updated: February 2026

These Terms and Conditions govern your use of the Canada Tamil Couple website and services.
Canada Tamil Couple is a brand operated by KO 360 Inc., Canada.

By accessing this website or using our services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website or our services.

1. About Our Services

Canada Tamil Couple provides:

• Paid consultations
• Webinars
• Digital sessions
• Educational and informational content

All services are delivered online unless explicitly stated otherwise.

Our services are based on personal experience, general information, and storytelling. They are not a substitute for professional advice.

2. Eligibility

By using our services, you confirm that:

• You are at least 18 years old, or
• You have the consent of a parent or legal guardian

We reserve the right to refuse service to anyone at our discretion.

3. Payments

• All payments must be made in advance through the payment methods available on the website.
• Payments are processed securely through third-party payment gateways such as Razorpay.
• We do not store your payment details on our servers.

Prices, taxes, and currency will be displayed at the time of payment.

4. Refunds and Cancellations

Unless explicitly stated otherwise:

• All payments are non-refundable once a booking, consultation, or webinar registration is confirmed.
• Missed sessions, late arrivals, or non-attendance are not eligible for refunds.
• Rescheduling may be allowed at our discretion, subject to availability.

Please refer to our Refund & Cancellation Policy for full details.

5. User Responsibilities

You agree:

• To provide accurate and complete information when booking services
• Not to misuse the website or attempt unauthorised access
• Not to reproduce, distribute, or resell our content without written permission

Any misuse may result in termination of access without refund.

6. Intellectual Property

All content on this website, including text, videos, graphics, logos, and materials, is the property of KO 360 Inc. or its licensors.

You may not copy, reproduce, or use our content for commercial purposes without prior written consent.

7. Disclaimer

Canada Tamil Couple does not provide:

• Legal advice
• Immigration advice
• Financial advice
• Medical advice

All information shared through consultations, webinars, or content is for general informational purposes only. Decisions made based on this information are your sole responsibility.

8. Limitation of Liability

To the maximum extent permitted by law:

• KO 360 Inc. shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.

• We do not guarantee specific outcomes, results, or success from using our services.

9. Third-Party Links and Services

Our website may include links to third-party websites or services.

We are not responsible for their content, policies, or practices.

10. Changes to Services or Terms

We reserve the right to:

• Modify or discontinue services at any time

• Update these Terms and Conditions as needed

Any updates will be posted on this page with a revised date.

11. Governing Law

These Terms and Conditions are governed by the laws of Canada, without regard to conflict of law principles.

12. Contact Information

If you have questions about these Terms and Conditions, please contact:

Email: hello@canadatamilcouple.com

Operated by: KO 360 INC., Canada